Manikaran Credit & Leasing Co. Pvt. Ltd

Non-Banking Financial Company (NBFC) registered with Reserve Bank of India
NBFC registered with RBI
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Looking for

PERSONAL LOAN?

But scared about Online Loan Fraud?

But afraid of losing money in the name of processing fees even before disbursal?

But worried about how much time they will take before the loan disbursal?

 

Do you know ?

  • Over 2500+ complaints received in last year against Digital Lending Apps. (source:Zee News). Read More
  • 97% loan applications are denied before they are disbursed, resulting in the loss of the upfront processing fee. Read More
  • Most financial Institutions take up to 23 days to disburse a loan after approval. Read More

Guaranteed Approval in 24 hours*
Otherwise No Processing Charges

Processing charges, if any, only after disbursal

Talk to Our Personal Loan Expert

5 Industry Secrets that Online Personal Loan fraud Companies don't want you to Know:​

5 Industry Secrets that Online Personal Loan fraud Companies don't want you to Know:

  1. Your Cibil Score is ruined, making it difficult for you to take out loans in the future.
  2. Online Loan Apps reported to stolen and exploited personal information (Eg: Contacts, Photos, Locations etc.)
  3. Social Harassment & phone calls maligning the reputation of loan applicant in your friends & family after stealing the data.
  4. Online Loan Apps (most) don’t reveal  hidden charges.
  5. Online Loan Apps you might be considering may not be registered as Non-Banking Financial Companies (N.B.F.C) with Reserve Bank Of India & hence you might be walking straight into a fraud trap.

Why Choose Manikaran for Personal Loans ?

Here’s Why Our Customers Love Us for Personal Loans

"...from loan approval to disbursement, the entire procedure is quick and meets our expectations..."

kanv-Kumar-testimonial-instant-loan
Kanav Kumar Salaried Employee

"...I was able to meet my funding requirements fast and without difficulty & hassle..."

jalaj-jain-testimonial-instant-loan
Shashank Nigam Salaried Employee

"...both Harsh & Sneha are very helpful and understand the needs of their customers..."

jalaj-jain-testimonial-instant-loan
Jalaj Jain Salaried Employee

"...would recommend Manikaran for instant loans. Sneha has done a fantastic job..."

krishna-dhar-dubey-instant-loan-testimonial
Krishna Dhar Dubey Salaried Employee

"...appreciate the timely response & effort. Company staff is very supportive & cooperative..."

nadeem-khan-testimonial-instant-loan
Nadeem Khan Salaried Employee

Affiliations & Certifications

Overview Instant Personal Loan 

Avail a Instant Loan in a simple manner. A Instant Loan will always assist you in fulfilling your goals, whether it is a trip to a dream place, refurbishing your home with interior decoration, planning your dream wedding, or managing with a medical emergency.

  • Avail a loan up to Rs. 10 Lakhs.
  • Affordable Rate of Interest starts at 8.96%.
    Other Charges
  • Processing Charges: 0-5% + GST [if applicable]
  • Convenience Charges: NIL

Annualized Personal Rate Charges vary from 8.96% to 35.45% with a flexible period of 3 to 78 Months.

Consider a salaried person avails a personal loan of Rs. 1 Lakh at an interest rate of 14%. The lenders also charge a processing fee to be Rs.2,250 for a tenure of 60 month. Then, the total interest rate payable is Rs. 39,609 & total amount payable is Rs.1,41,859. The EMI will be Rs. 2,326 per month.