Manikaran Credit & Leasing Co. Pvt. Ltd

Non-Banking Financial Company (NBFC) registered with Reserve Bank of India
NBFC registered with RBI
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   MEET RAMANDEEP SINGH

15+ Years of Experience in Credit & Lending
Author of the book “The Credit Game”
Mentored 10,000+ Individuals to Improve & Build their Credit Score
Expert in Promoting Trust, Respect & Love Within Teams


 Ramandeep Singh 
Author of The Credit Game

Ramandeep Singh is the author of The Credit Game, a practical guide that explains how credit scores work and why they play a critical role in loan approvals.
The book helps readers:
  • Understand real-world CIBIL evaluation
  • Improve and maintain a strong credit profile
  • Avoid common borrowing errors
  • Build financial confidence over time

Celebrating the People Behind the Journey

At Manikaran, SAANJH reflects the spirit of shared journeys and collective belonging. It brings employees and their families together in an environment that values relationships, mutual respect, and human connections. The initiative strengthens bonds beyond professional roles and reinforces the culture that has shaped Manikaran over the years.


ABOUT RAMANDEEP SINGH

Ramandeep Singh is a talented and dependable leader, known for his helpful nature and calm approach. He believes in supporting people, encouraging growth, and building strong relationships based on trust and respect.