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Top Documents Required for Personal Loan Approval Personal loans are perhaps the easiest financial product today, which is used to fulfill sudden financial requirements, organize weddings, get homes renovated, clear debts, or even go for a holiday. But no personal loan is automatic. Banks and Non-Banking Financial Companies (NBFCs) must check your identity, financial health, […]

Zero Processing Fee Personal Loans – Do They Really Exist in 2025? Introduction Whenever you borrow a personal loan, one of the earliest things lenders discuss—second only to the interest—is the processing charge. It is often a percentage of your loan and ends up being a considerable expense. For instance, a 2% processing charge for

5 Personal Loan Myths Which Are Not True At All 5 Personal Loan Myths Which Are Not True At All Personal loans have become one of the most common financial products in India. They are simple to apply for, require minimal documentation, and provide quick access to funds without needing collateral. Whether it’s covering medical

Why Personal Loans Are Better Than Borrowing from Friends & Family Why Personal Loans Are Better Than Borrowing from Friends & Family Financial needs can crop up any time — medical emergencies, weddings, education, home maintenance, or even debt consolidation. Under such circumstances, most of us opt either for borrowing money from friends and relatives

Can You Take a Personal Loan Without Salary Slip? Truth Exposed Introduction Personal loans have become the most sought-after method of dealing with sudden financial requirements. Whether it is for medical expenses, education, weddings, home makeover, or settling debts, personal loans are opted for in large numbers due to their ease, flexibility, and speedy disbursal.

Loan Restructuring vs. Refinancing — What’s the Difference?   Intro: Why This Matters for Personal Loans Knowing the distinction between loan restructuring and refinancing a personal loan can help you regain control of your financial situation. Whether you’re in trouble financially or just desire improved terms on your personal loan, being informed about what options

Top Tips to Negotiate a Lower Personal Loan Interest Rate A personal loan may be able to take care of unforeseen financial requirements, but the personal loan interest rate you settle for will determine what you pay in the long run. A small rate cut can translate to a big reduction in your monthly EMI

PERSONAL LOAN VS. GOLD LOAN — WHICH ONE SHOULD YOU CHOOSE? Introduction — The Problem of Borrowing In meeting pressing financial demands, loans tend to be the immediate solution. In India, two strong contenders vie for the top: gold loans and personal loans. While both offer rapid access to money, they operate in highly disparate

HOW YOUR DIGITAL FOOTPRINT MAY AFFECT LOAN DECISIONS? While applying for a personal loan in India, individuals usually concentrate on their income, CIBIL score, and track record of repayment. Though these are crucial, lenders nowadays are considering something more than the conventional documents — your online trail. Your online presence could impact your personal loan

Missed a Loan Payment? Know the Bounce & Penal Charges You’ll Face Missed a Loan Payment? Know the Bounce & Penal Charges You’ll Face Sometimes life goes beyond our control. There could be a sudden cost, a late payment, or simply a due date that you forgot. Losing track of a loan payment is becoming